How To Mortgage Sean Humphries 31 May
How to Mortgage 114 Ferris Rd Parkview O’Connor neighbourhood in Toronto $1,799,000 4 Bedrooms & 5 Bathrooms Newly Built in 2018 Mortgage figures are estimates and for demonstration purposes only. Please consult with me on the rates and terms available today. To book a free, no obligation meeting with Sean visit: https://www.vyte.in/seanhmortgages/15 To work with […]
Read MoreMortgage Rules Sean Humphries 17 Oct
The mortgage rule changes that were passed by the Ministry of Finance in October 2016 are still having their effect one year later. Higher qualification requirements and new bank capital requirements have split the industry into two segments – those who qualify for mortgage insurance and those who don’t. Mortgages that qualify for mortgage insurance […]
Read MoreGTA Housing Market Sean Humphries 20 Aug
If you are looking to buy in the next few months, there may be some GTA neighbourhoods that will experience a further price drop. Some neighbourhoods will increase in price. Toronto is transitioning from a wildly out of control housing market where it seemed like every listing was getting multiple offers, to a market with […]
Read MoreMortgage Tips Sean Humphries 27 Jul
A combination of a temporary turn in the market and upcoming mortgage regulation changes has created a great opportunity to buy a home, that may be gone by the Fall of 2017. There is no question that the Toronto housing market is in the middle of a change. Consider that February and March of 2017 was a seller’s […]
Read MoreMortgage Tips Sean Humphries 26 Jul
I’ve had a few conversations about locking-in a variable mortgage to a fixed mortgage this week. Many variable rate mortgages have the option of converting to a fixed mortgage. Lock it down? My advice has been to stay in variable, and re-evaluate if there are any major shifts in policy. I have two variable mortgages, […]
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