Mortgage & Real Estate Insights Sean Humphries 26 Sep
A few months ago, the idea of the Bank of Canada raising rates again seemed pretty far off. Today, I think we have to take the possibility more seriously. But that doesn’t mean rate hikes are inevitable. As of September 2026, the Bank of Canada’s policy rate remains at 2.25%. The Bank has acknowledged that […]
Read MoreMortgage & Real Estate Insights Sean Humphries 19 Sep
If you’ve been following Canadian mortgage rates lately, you may have heard that the bond market is “pricing in” several Bank of Canada rate hikes. It’s easy to interpret that as a forecast: The market thinks the Bank of Canada is going to raise rates five times. I don’t think that’s the best way to […]
Read MoreHow To Mortgage Sean Humphries 10 Jul
How to Mortgage 99B Memorial Park Ave. $1,179,000 MLS #E4186648 From The Modern Design To The Modern Technology, This Newly Built 2-Storey Detached Home Has It All! Located In The Heart Of East York W/ 3 Bed, 4 Bath, Solid Open Riser Staircase W/ Glass Railings & 3/4″ White Oak Floors This Home Will Knock […]
Read MoreHow To Mortgage Sean Humphries 6 Jul
How to Mortgage 3 Mozart Ave is a Charming, well kept 3 bedroom bungalow on a corner lot. Fully finished basement with full kitchen & bedroom. The enclosed side yard is perfect for kids & pets. Plenty of room for updating or just move-in. MLS #E4179558 Denise Doucet www.floatinghomestoronto.ca denisedoucet@royallepage.ca Mortgage figures are estimates […]
Read MoreHow To Mortgage Sean Humphries 19 Jun
How to Mortgage – 294 Linsmore Cres, East York $2,199,000 MLS # E4135875 Large Pool Size Lot, One Of The Biggest In The Area! 36.5 X 125 Feet. Custom Built Home With Practical 2850 Sq Ft For Your Growing Family! Multiple Ensuite’s! Large Eat In Kitchen! Family Room With Gas Fireplace! Great Room And Extra […]
Read MoreGeneral Sean Humphries 12 Jun
How to Mortgage 1 Furnival Rd in Toronto Nestled At The End Of A Quiet Cul De Sac In The Picturesque Sunshine Valley Neighbourhood, This Home Is Functional & Super Sweet. Private Drive W/ Parking, Spacious & Lush Tree-Lined (South-Facing) Backyard & A Literal Stone’s Throw From Selwyn School & Topham Park, A Community Hub. […]
Read MoreHow To Mortgage Sean Humphries 6 Jun
How to Mortgage – 47 Strader Ave. near Oakwood and St. Clair Ave. in Toronto, Ontario. C4142414 ****The purchase price has been reduced to $1,069,900**** Solid & Spacious 2.5 Storey Detached Home W/ Double Private Drive! Rare 34′ Wide Lot. 4 Bright Bdrms, Lg Main Flr Living Space & Finished Bsmt W/ 3Pc Bath, Lg […]
Read MoreHow To Mortgage Sean Humphries 31 May
Property located at 52 Berkinshaw Cres, North York, Ontario How to mortgage 4 Bed & 6 Bath Luxury property in Don Mills Banbury in Toronto. Mortgage figures are estimates and for demonstration purposes only. Please consult with me on the rates and terms available today. To book a free, no obligation meeting with Sean to […]
Read MoreHow To Mortgage Sean Humphries 31 May
How to Mortgage 114 Ferris Rd Parkview O’Connor neighbourhood in Toronto $1,799,000 4 Bedrooms & 5 Bathrooms Newly Built in 2018 Mortgage figures are estimates and for demonstration purposes only. Please consult with me on the rates and terms available today. To book a free, no obligation meeting with Sean visit: https://www.vyte.in/seanhmortgages/15 To work with […]
Read MoreMortgage Rules Sean Humphries 17 Oct
The mortgage rule changes that were passed by the Ministry of Finance in October 2016 are still having their effect one year later. Higher qualification requirements and new bank capital requirements have split the industry into two segments – those who qualify for mortgage insurance and those who don’t. Mortgages that qualify for mortgage insurance […]
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