Target Neighbourhoods That Won’t Experience Falling Prices

GTA Housing Market Sean Humphries 20 Aug

If you are looking to buy in the next few months, there may be some GTA neighbourhoods that will experience a further price drop. Some neighbourhoods will increase in price. Toronto is transitioning from a wildly out of control housing market where it seemed like every listing was getting multiple offers, to a market with […]

The home that you can buy today, may be out of reach by the Fall 2017

Mortgage Tips Sean Humphries 27 Jul

A combination of a temporary turn in the market and upcoming mortgage regulation changes has created a great opportunity to buy a home, that may be gone by the Fall of 2017. There is no question that the Toronto housing market is in the middle of a change. Consider that February and March of 2017 was a seller’s […]

Why I’m not Locking-in my Variable Rate Mortgage

Mortgage Tips Sean Humphries 26 Jul

I’ve had a few conversations about locking-in a variable mortgage to a fixed mortgage this week. Many variable rate mortgages have the option of converting to a fixed mortgage. Lock it down? My advice has been to stay in variable, and re-evaluate if there are any major shifts in policy. I have two variable mortgages, […]

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